An infantry veteran of over 20yrs having served on active service throughout the world.
Married to Joy with four children and 5 grandchildren.
Hobbies and interest include Holidays in Cyprus or Camping with family and friends, other interests include Rugby, Orienteering and Shooting (Rifle), also enjoys reading and military history.
Represented Great Britain and the Army at Orienteering, represented the Army at Shooting, Rugby, and Swimming.
Enjoys life with Joy and family in whatever they do.
(You are not immortal, and tomorrow is not guaranteed).
Testimonials:
Thank you so much for taking the time to visit us and advising on our upcoming residential re-mortgage. You presented an experienced and valuable solution to our needs which were tailored to our expectations and finances. The mortgage you arranged was painless and you took care of all the paperwork and managed the application process with what seemed little effort. Although I know this was not the case as there were a few hurdles to overcome which were jumped with ease after the advice you gave.
You managed to reduce our mortgage term by over two years whilst maintaining the same payments each month, which we will surely benefit from in the future. John we will have no hesitation in recommending you and your services to our family, friends and contacts in the future as we know you will extend the same courtesy to them as you have to us.
M. Patel & T. Khiroya
I like to thank you for the excellent service you gave when arranging my re- mortgage on my buy to let flat. You give sound and honest advice and work to a high standard in all regards. You dealt with it in a short timescale once the previous mortgage had run out and to add icing on the cake, you are now saving me around £121.00 per month on my new mortgage.
I would have no hesitation in recommending you to anyone I know who needs any of the services you provide. Thank you for a truly professional service.
D. Silvester
I just wanted to thank you for your work on our mortgage. It shows you the power of the presentations in BNI. Following your explanation of the options available to borrowers, Zoe and I understood that we could save ourselves "thousands of pounds" as you had suggested in your presentation. The number of deals and the changing economic climate of recent times means for those of us lacking knowledge in the latest financial instruments, having somebody with a full understanding was a comfort. With the mountain of paperwork and compliance, having a go to person who dealt with our requests in a timely and professional manner provided peace of mind.
I would have no hesitation in recommending your services to friends and family.
S. Conroy
I would like to take this opportunity to thank you for all your efforts in securing a buy to let mortgage for us. In spite of the obstacles that we encountered along the way you doggedly pursued the matter on our behalf and found the best mortgage deal for us.
I am very happy that we used your services and I will have no hesitation in recommending you to our friends and family.
A. Afnan
I would like to thank you on behalf of my daughter E. for whom you managed to arrange a remortgage on a flat above a commercial property in Reading. She had gone to various banks that would not oblige because of the situation of the flat above a restaurant and her present situation as a tenant in Hove. Our usual financial broker could not find a solution to her predicament either; all this wasted a good five to six months.
However, thanks to your expertise and wide access to all lenders you were able to find a bank that would lend on this particular property and my daughter is looking forward to receiving the money that will enable her to buy a new flat in Hove.
We are very grateful and would not hesitate in recommending your services to people in need of a mortgage.
R. Pithouse
I should like to thank you for your recent work in reassessing my mortgage at my home to allow for me to secure funds to continue with our plans for an out building. I have no doubt that between Linda and I we were frustrating in many areas particularly when it comes to detail!!!! However once we established the route map you were able to secure the end result for me, which enabled me to borrow more and repay less!!! Almost too good and made me think I should buy a new car with the saving!!!!!
Thank you again for all your good work and attention to the detail. I will obviously continue to introduce you to both business and personal contacts I have.
M. Topping
